Real estate credit: is it more difficult to obtain it?

Published on 15 Jan. 2022 at 8: 29Updated on 15 Jan. 2022 at 8: 31

So far so good. Despite the tightening of credit financing conditions for a property purchase, households’ access to housing loans remains fluid at the start of the year. Households continue, on the whole, to borrow under good conditions and at low rates.

And yet, previously simple recommendations, the new rules of the High Council for Financial Stability (HCSF) have been imposed since January 1 on banks under penalty of sanctions. But the latter have partly already anticipated them for months.