There is nothing grand in regards to the white one-story home in the midst of Roxbury Drive in San Bernardino, notably in its present state of disrepair.

But to Juan Gutierrez, that home is dwelling. As a younger man he labored in development, saved up for a down cost and, in 1968, purchased the three-bedroom home the place he and his spouse raised their three kids.

And then, in 2014, he was evicted as a part of a dispute together with his reverse mortgage lender that continues to at the present time. It’s a form of dispute that would grow to be extra frequent in coming months, as COVID-19 pushes extra seniors to the brink of economic catastrophe, prompting some to resort to reverse mortgages at the same time as others default on them.

So deep is Gutierrez’s ache over the lack of his home that on some days he travels from his close by condo to Roxbury Drive simply to take a seat exterior the deserted, vacant home. He watches the comings and goings on the road, imagining himself again dwelling.

Weeks in the past, once I met him there, Gutierrez sat in a chair on the entrance porch. Behind him was a boarded-up window and a crimson tag warning guests to not enter the condemned property.

Gutierrez, 77, leaned on his cane, lifted himself from his chair and walked gingerly by the entrance yard to the sidewalk. He identified the paving work he had finished a long time earlier, when he was younger and wholesome, earlier than a piece accident left him disabled with no revenue aside from incapacity insurance coverage.

His 54-year-old son, Raul, who was on the home together with his dad on the day I visited, informed me his father is decided to honor a vow he made a few years in the past, earlier than his spouse died of most cancers.

“He told my mom he would keep the house in the family forever,” stated Raul.

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